Who are we?

Wealth + Wisdom Fellow / Insurance Specialist

George J. Schwabe, Jr.

We provide insurance policies that are tailored to meet your specific needs and give you the peace of mind you deserve.

Risk Assessment Services

Paul Katz

Our Risk Assessment

Objectives and Issues to Consider

Identify the Business Impact of the Loss of Key Employees

What are the business consequencs of losing a key person or partner?
Have you cobsidered the financial consequnces of an employee becoming disabled?
What if your inabilty to continue working, at the same pace, results in reduced profitabilty?
Would your partners or spouse be able to run the business?
How long would your business thrive if you are unable to work at the same pace?

Address the Financial Consequences of an Owner’s Death orDisability

How would you continue your income in the event you were disabled?
What would the impact on cash flow be of continuing an income to you, if disabled, or to a disabled key employee?
If you were sick or hurt and unable to work, how would your ongoing business overhead expenses be paid?
Can you pay for outside help / care-giviers?

Guarantee Business Loan Repayment at an Owner’s Death

When your business borrows money, do you have to sign for the loan once or twice?
How are business loans to be repaid in the event of your unexpected death? Are your personal assets at risk?
What would the consequences to your business be of having to repay business loans after your death?
Family longevity / Add Wage Continuation Plans

Reliable analysis and guidance
for you and your business needs.

PSK & Company

Paul Katz: 847.601.8974